Center for Responsible Lending

Durham, NC, 277013227 (919) 956-4400 Est. 2002 EIN 74-3043913
I80 - Legal Services 990 - Public charity return 501(c)(3)
www.responsiblelending.org

Mission

Promoting financial fairness and economic opportunity for all, ending abusive lending practices.

Giving Portfolio

Total Grants
88
Total Giving
$1.1M
Recipients
77
Years Active
2018 - 2024
Avg grant: $12,611 Median: $10,000

Yearly Trends

YearGrantsTotal Giving Avg GrantNewRepeat
202422$290K $13K29
202312$160K $13K57
202215$190K $13K411
202017$197K $12K98
201822$270K $12K220

Sectors Funded

Public & Societal Benefit
21
Community Improvement
15
Human Services
7
Crime & Legal-Related
6
Social Science
5
Arts, Culture & Humanities
5
Religion-Related
3
Philanthropy & Grantmaking
3
and 2 more sectors

Top States

Maryland
8
Michigan
8
California
8
Georgia
6
Maine
6
Louisiana
6
New Jersey
5
Arizona
5
and 16 more states

Grantee Size Profile

$1M - $5M
32
$5M - $10M
19
$100K - $500K
9
$10M - $50M
7
$500K - $1M
7
Over $50M
1

Top Grantees

Page 1 of 3

Grants Awarded · 78 grants

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Financials

Total Revenue
$9,670,335
Total Expenses
$5,870,496
Net Assets
$10,764,121
From latest filing (tax period ending 2024-12-31)

Financial Health

Operating Reserve
22.0 months Healthy
Net assets / monthly expenses
Year-over-Year Change
Revenue ↑ 54.4%
Expenses ↓ 17.2%
Revenue Sources
Contributions 53.8% Earned revenue 44.0% Investment 2.2%
Expense Breakdown
Program 83.1% Management 11.6% Fundraising 5.3%

Officers & Trustees (17)

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Filing History (6 filings)

YearRevenueExpensesNet Assets
2024 990 - Public charity return
Jan 1, 2024 to Dec 31, 2024
$9,670,335 $5,870,496$10,764,121
2024 990 - Public charity return
Jan 1, 2024 to Dec 31, 2024
$9,670,335 ↑$5,870,496$10,764,121
2023 990 - Public charity return
Jan 1, 2023 to Dec 31, 2023
$6,262,546 ↑$7,090,753$6,964,282
2022 990 - Public charity return
Jan 1, 2022 to Dec 31, 2022
$4,782,304 ↓$6,985,522$7,792,489
2020 990 - Public charity return
Jan 1, 2020 to Dec 31, 2020
$9,048,874 ↓$7,054,696$10,303,170
2018 990 - Public charity return
Jan 1, 2018 to Dec 31, 2018
$11,194,010 $6,991,108$10,456,908

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EIN: 74-3043913 · Source: IRS Form 990 e-file data