COMMUNITY LOAN FUND OF NEW JERSEY INC

NEW BRUNSWICK, NJ, 08901 (732) 640-2061 Est. 1987 EIN 22-2872262
S120 - Community Improvement 990 - Public charity return 501(c)(3)
www.newjerseycommunitycapital.org

Mission

TO TRANSFORM AT-RISK COMMUNITIES THROUGH STRATEGIC INVESTMENTS OF CAPITAL AND KNOWLEDGE.

Giving Portfolio

Total Grants
36
Total Giving
$6.6M
Recipients
36
Years Active
2017 - 2024
Avg grant: $228,626 Median: $184,261

Yearly Trends

YearGrantsTotal Giving Avg GrantNewRepeat
20243$522K $174K12
20234$1.0M $250K13
20221$247K $247K01
20214$2.5M $633K22
20203$466K $155K12
20194$1.1M $265K04
20185$329K $66K32
201712$461K $38K120

Sectors Funded

Housing & Shelter
11
Youth Development
8
Community Improvement
5
Arts, Culture & Humanities
2
Health Care
2
Education
2
Environment
1
Crime & Legal-Related
1

Top States

New Jersey
35
New York
1

Grantee Size Profile

$10M - $50M
10
$500K - $1M
9
$1M - $5M
6
$100K - $500K
3
Under $100K
2
Over $50M
1
$5M - $10M
1

Top Grantees

Page 1 of 3
$1.4M
NJ - 3 grants
$478K
NJCC LMI MORTGAGE PLATFORM LLC
NJ
$453K
$389K
EAST TRENTON LIBRARY
NJ
$108K
A BETTER WAY INC
NJ
$29K

Grants Awarded · 34 grants

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Financials

Total Revenue
$14,543,849
Total Expenses
$19,291,657
Net Assets
$69,576,093
83 employees 17 volunteers
From latest filing (tax period ending 2025-09-30)

Financial Health

Operating Reserve
3.6 years Healthy
Net assets / monthly expenses
Year-over-Year Change
Revenue ↓ 36.6%
Expenses ↓ 9.2%
Revenue Sources
Contributions 4.9% Earned revenue 82.4% Investment 12.9%
Expense Breakdown
Program 78.1% Management 19.3% Fundraising 2.6%

Officers & Trustees (24)

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Filing History (8 filings)

YearRevenueExpensesNet Assets
2024 990 - Public charity return
Oct 1, 2024 to Sep 30, 2025
$14,543,849 ↓$19,291,657$69,576,093
2023 990 - Public charity return
Oct 1, 2023 to Sep 30, 2024
$22,945,953 ↑$21,240,082$74,700,581
2022 990 - Public charity return
Oct 1, 2022 to Sep 30, 2023
$19,077,899 ↑$18,059,409$69,106,857
2021 990 - Public charity return
Oct 1, 2021 to Sep 30, 2022
$18,328,900 ↓$16,940,665$69,005,894
2020 990 - Public charity return
Oct 1, 2020 to Sep 30, 2021
$22,047,293 ↑$14,202,902$72,452,021
2019 990 - Public charity return
Oct 1, 2019 to Sep 30, 2020
$18,113,817 ↑$14,370,769$61,687,523
2018 990 - Public charity return
Oct 1, 2018 to Sep 30, 2019
$13,227,452 ↑$11,449,595$57,172,056
2017 990 - Public charity return
Oct 1, 2017 to Sep 30, 2018
$12,466,844 $10,336,508$54,855,313

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EIN: 22-2872262 · Source: IRS Form 990 e-file data