Merrimack Valley Housing

Lowell, MA, 01854 (978) 459-8490 Est. 1986 EIN 04-2950316
L20Z - Housing & Shelter 990 - Public charity return 501(c)(3)
www.mvhp.org

Mission

To promote responsible and sustainable home ownership opportunities for low and moderate income earners by producing comprehensive training and counseling, as well as promoting the use of special mortgage products and down payment assistance programs.

Giving Portfolio

Total Grants
1
Total Giving
$440K
Recipients
1
Years Active
2024
Avg grant: $440,000 Median: $440,000

Sectors Funded

Housing & Shelter
1

Top States

Massachusetts
1

Top Grantees

Grants Awarded · 1 grants

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Financials

Total Revenue
$943,146
Total Expenses
$1,107,642
Net Assets
$1,857,896
12 employees 105 volunteers
From latest filing (tax period ending 2025-12-31)

Financial Health

Operating Reserve
20.1 months Healthy
Net assets / monthly expenses
Year-over-Year Change
Revenue ↓ 30.3%
Expenses ↓ 13.1%
Revenue Sources
Contributions 83.1% Earned revenue 12.9% Investment 4.0%
Expense Breakdown
Program 60.9% Management 21.4% Fundraising 17.6%

Officers & Trustees (16)

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Filing History (7 filings)

YearRevenueExpensesNet Assets
2025 990 - Public charity return
Jan 1, 2025 to Dec 31, 2025
$943,146 ↓$1,107,642$1,857,896
2024 990 - Public charity return
Jan 1, 2024 to Dec 31, 2024
$1,353,822 ↑$1,274,231$1,935,256
2023 990 - Public charity return
Jan 1, 2023 to Dec 31, 2023
$675,757 ↑$524,967$1,745,251
2022 990 - Public charity return
Jan 1, 2022 to Dec 31, 2022
$631,649 ↑$462,890$1,461,396
2021 990 - Public charity return
Jan 1, 2021 to Dec 31, 2021
$464,964 ↓$416,123$1,522,293
2020 990 - Public charity return
Jan 1, 2020 to Dec 31, 2020
$496,670 ↑$416,023$1,334,761
2018 990 - Public charity return
Jan 1, 2018 to Dec 31, 2018
$181,891 $351,125$941,782

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EIN: 04-2950316 · Source: IRS Form 990 e-file data